Loans repayable companies

Information about funding grants and subsidized loans to businesses and micro-enterprises. What law for access to finance to micro enterprises, which are the personal requirements, such as activities eligible for aid, how much is the percentage of grant and subsidized loan. How to ask the question, who to contact and how much time they arrive in loans to businesses.

The funding grant and subsidized loans to businesses they are intended:

in partnership general partnership or limited partnership, of which at least half the number of members holding not less than half of the shares at the date of submission of the application, showing age and unoccupied.

The beneficiaries of the grant and subsidized loan must also be resident in the territories of enforcement as well as the legal, administrative and operational initiatives.

Are considered occupied pursuant to art. 17 of the Legislative Decree 185-00: employees (temporary and permanent, even part-time), the holders of project contracts, intermittent or dispersed; freelancers;

holders of VAT, even if not eventful, artisans, entrepreneurs, family members (in the case of family business) and their assistants of entrepreneurs.

The company must necessarily be made before sending the application, but must not already be operational .. Eligible expenses are those incurred after the date of admission to the benefits and not the date of submission of the application.

The funding grant and subsidized loans to businesses include: initiatives qualify for assistance and financial incentives

Production of goods and provision of services. Excludes initiatives that relate to: production, processing and marketing of agricultural products, transportation (of goods on behalf of third parties and people having more than 9); trade.

Total investments can not exceed € 129,114 excluding VAT, also funded activity must be carried out for a period of at least 5 years from the date of approval for admission to the facilities.

The incentives can be granted for measuring Microenterprise case within the de minimis limit - are as follows:

For investments, a grant and a loan at a subsidized rate which, together, can cover 100% of eligible investments.

For investments means: equipment, machinery, plant and connections; intangible assets to long-term benefits; restructuring motionless in the maximum limit of 10% of the value of investments

For the management, a grant on expenditure related to the first year of operation.

For operating expenses are: Consumables, semi-finished and finished products; Utilities and rent of properties; Financial expenses (excluding interest on the subsidized loan); Performance of insurance guarantees on assets financed; Provision of services

Financial grants and soft loans to companies expect the following Timing and mode of delivery

Within 90 days after the application you will have the result of the assessment; This grant will be in 2 solutions: asking for a deposit of 20% on investment and the balance, once completed the same on the basis of invoices that can be paid subsequent to 'payment of the balance;

or asking for a deposit of 30% of operating expenses and the balance, following the presentation of receipted invoices.

Eligible investment: € 100,000.00 / Management authorized: 10,000 / loan: € 55,000.00 (55%) / Fund lost inv: € 45,000.00 (45%) / Contribution c / management: € 10,000.00

The maximum amount of aid must in the case of micro-amounts to 129,114 EUR.

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The territorial scope of the measure includes: SOUTH: Campania, Puglia, Basilicata, Calabria, Sicily, Sardinia and some municipalities in the north-central

 

Draft document list Microenterprise

certified copy of the 'memorandum (Please note you must insert a special clause required by Italian Development) certified copy of the statutes, the original cost estimates; certificate of registration in the trade register containing the word mafia and the information released by the Bankruptcy Section court, copy of identity document and tax identification number of members; Brief curriculum vitae of the members and any professional certificates.

It is imperative to have the availability of the property immediately, but it presents the project and, in the event that it is approved, you enter into a contract of dense, or there is a loan contract. If the place is owned ... even better!

 

05/03/2010

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Translated via software

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Source:

Italian version of CercaGeometra.it