How much are the returns on life insurance policies?

A 2012 in bleak for life insurance policies, whose yields are very in this year dropped. The life insurance policies are contracts between private citizens and insurance companies, which are important tools in terms of social security for his family, as well as a useful form of supplementary pension.

A life insurance policy provides that the insurance company undertakes, upon the payment of a premium, to liquidate the beneficiary (or beneficiaries) designated in the policy, a share in a lump sum or through an annuity, as a result of an event on the life of the insured.

A life insurance policy is an important tool to cope with the economic problems that may result from the death of a family member, especially in the event that the insured competed in a decisive manner to the economic stability of the family, is a safe method to ensure a supplementary pension.

The insurance market offers various products to meet different needs and requirements. A record outflows abundant in this year was mainly the third branch, that of unit-and index-linked.

Premiums collected during the month of August were down by 14.9% compared to the same period in 2011 and Roberto Manzano, head of Life and damages cars Ania, explains that "In early 2012, the new Life a decline significantly compared to 2011, but with a reassuring trend which is estimated to contain the decline on the total premiums for the entire 2012 around -5%. "

 

15/11/2012

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Translated via software

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Source:

Italian version of CercaGeometra.it